laugh, it's just money

Why do you avoid budgeting? Are you afraid to set expectations you can't trust yourself to accomplish? Does it seem like too much work? Is there shame involved? It's a common problem: we make money, we make more money, and yet regardless of income level we feel like we live paycheck to paycheck. I call this the "there's money in my bank account, so I can spend it, right?" syndrome. The first step in creating a budget that is realistic for you and your family is to START. This